Mend Your Diet

Health Insurance Knowledge Base

health insurance? My company allow me to buy my parent's health insurance with me. can i include that amount into my itemize deduction? even though my dad file his own tax return; my dad is not a dependent on my tax return;
Health Insurance ==> ?!?!??!?!? I need to get a health insurance. Where is the best place to get it from?
How does health insurance work in Medical School? It is my plan to start medical school next year, and I am concerned about health insurance. Since I can not work, I know that some school do provide health insurance, but is it including in tuition? And how exactly does it work? Is it the type of insurance that is limited to only the school's health care system or is it broader? Please help.
How does health insurance work in the US? I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated! Thanks to those who have responded so far. I would like to further ask: Does a health insurance contract state that it will only cover the "normal" rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one? Or is it a case in which the patient can opt for the more expensive one and "top-up" the difference? This is a crucial question to my understanding the case. Thanks!
What health insurance plans cover toenail fungus medication and nail removal surgery? Hi, I suffer from toenail fungus, and I've tried ALL home remedies available without success. I'm also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are: 1. Which health insurance plans offer the best coverage to treat toenail fungus? 2. Do they cover the medication and the surgery required in some cases to remove the toenail? Thank you for all your help!
Can I reimburse myself health insurance costs from my company? We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself. He is paid for by the company, and then it costs extra to add myself and our child. I was just going to deduct health insurance premiums on our Sch A, but we don't have enough other medical expenses to meet the limit. Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.
What type of health insurance covers everything from a bug bite to brain surgery? I am about to buy my own health insurance and i was wondering what type of insurance covers everything possible. I keep hearing stories about insurance not payting for certain test or some insurance not paying doctors to check for somethings. I want insurance that will cover me if i happen to go in for cancer or anything possible. Also if you have any suggestion on any great insurance suppliers please let me know.
How do health insurance tax deductions work for a member managed LLC? I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any other business expense or does the IRS treat health insurance differently?
What is the difference between Health Insurance and Health care Program? Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?
Am I able to write off Health Insurance Premiums for tax purposes at the end of the year? I am looking to purchase my own health insurance instead of going through my company. I know that the company takes out the cost on a pre-tax basis, but their insurance is not the greatest. If I do decided to sign up for health insurance, will I be able to use the cost of my own health insurance as a deduction fo tax purposes?
What affordable health insurance would you recommend for my uninsured 21 year old daughter? She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime. thanks everyone!
How to get health insurance for Dubai visit visa? Hi, I am planning to bring my husb and kid on visit visa. I heard that the health insurance is mandatory for visit visa. Where (or how) to get (or how to apply) this health insurance for vist visa. Please advice. Thanks.
Are health insurance premiums that I pay and are deducted from my paycheck paid with after-tax dollars? My health insurance is through my employer but I have to pay part of the premium and it is deducted from my paycheck each pay period. I am filing my taxes and am being asked if the premiums are paid for with after-tax dollars. Any answers?
What health insurance is best and affordable for my wife? We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?
how can i tell if my health insurance benefits are pre taxed? Keep in mind, your health insurance premiums can't be deducted if they're taken out of your paycheck as pre-tax dollars. However, after-tax health insurance premiums are deductible, but they still are subject to a limitation of 7.5% of your AGI. If you're self-employed, you may deduct a portion of your health insurance premiums as an adjustment. The self-employed deductible portion is 100% in 2007.
What is a discount health insurance plan for self employed in California who is an Urban Planner? I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor--a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.
What health insurance would offer the best coverage for rhinoplasty/septoplasty? I'm having rhinoplasty. Health insurance should cover some of it since I'm going to correct a deviated septum for breathing problems. Anyone know what health insurance plan/s provides the most coverage for this procedure. I live in southern CA. Thanks.
How many health insurance policies written in USA in 2007 or 2006? We understand that 49 million plus Americans do not have health insurance. There is individual and there is family insurance. Therefore, if 300 million Americans and 50 do not have health insurance then 250 million do. Were 250 million policies written?
How can I get health insurance for myself and family and pay for it as business expense without employees? I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage. I don't want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I'd like to purchase group insurance as opposed to private insurance so that I don't have to deal with preexisting conditions and riders, etc. Since I'm still a sole proprietor, I have plenty of leeway in regards to business structure, and I'm willing to change whatever is necessary to get the best deal possible. How can I get health insurance for myself and family and pay for it as business expense without employees?
Why was my health insurance terminated when I am 20 and fulltime college student? I am a dependant on my mother's health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of enrollment that I am taking the 12 units in college, plus I also sent a copy of my schedule for this semester. Today I get a letter saying that my insurance has been terminated and I am no longer eligible because of my age. I thought full time students who are 21 and under can still be placed as a dependant? Is there a chance they just didnt receive my mail? If thats so, then why didnt they state that they didnt receive the required proof of enrollment instead of terminating me for my age? I want to call them but they are closed for the weekend, so any advice from you guys so I know what I am saying when im on the phone with them would be helpful. Btw it is not grades, I have a 3.5 gpa. All those telling me to call them up is useless since I already plan to, what I need is any advice on what to say when I do call them on monday, since they are closed for the weekend.
How to get health insurance for my unborn daughter? I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not. My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice?
How can I find a health insurance provider that will cover costs for getting Accutane? Hi, I have never bought health insurance before, and I would like to know how I could find out if a particular health insurance provider would cover the costs of me going to a dermatologist and getting Accutane. Can anyone help me?
How should I do health insurance deduction from paycheck if I choose my own health insurance ? I want to choose my own insurance instead of company sponsored plan. Usually when we elect company sponsored plan the premium on health insurance is tax deducted from the paycheck. But if I choose and pay my own insurance Can I still make tax deducted from each paycheck? or should I apply tax deduction during tax filing?
How to get an international health insurance for 5 days to satisfy the Schengen visa requirements for France? I am traveling to France soon and the Sheghen visa requires me to produce the follow: "A letter from your insurance company (+ 1 copy) stating that you will be covered for any medical expenses, hospitalization and repatriation for at least $45,000 during your stay in Europe." The insurance available on the internet looks fake. Does anyone know any genuine website/ company to get a short stay health insurance from? Thanks.
What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
can regular health insurance be used for health-related dental work? I have not only very unhealthy teeth, but an undersized lower jaw. Both of which is causing quite a bit of health problems (from digestive difficulties to sleep apnia). With this being not merely dental, can my health insurance be used to fund some way of fixing this problem?
What is the waiting period on a health insurance policy? I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insurance policy so i'm billing my health insurance for the costs. Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report. What does all this mean? Can they deny the coverage?
What is a good health insurance for children with special needs? My son is on a feeding tube due to a small bowel transplant he received last year. My husband and I are returning to a full work schedule and our health insurance (Tricare) does not cover a nurse for him, or special daycare because his only special need is the feeding tube and the medication he receives through it. Apparently that's not enough. So is there a good company that I can purchase insurance through who will cover these types of things for him?
What is the best health insurance and cheapest that covers medical, dental and vision in Miami, FL? I am searching to find the best possible health insurance that offers the lowest rates/charges, since I am fed up with my previous one that was too expensive and did not cover may of my visits. I need the insurance that covers medical, dental and vision and that it is for Miami-Dade county, Florida. Does anyone know? Thank you very much!
How do you obtain health insurance, for someone who is already in the hospital? Hello, My friend is already in the hospital. He was in a car accident. He does not have insurance, but I am trying to provide some kind of coverage for him. Most health insurance companies will not cover someone who is already in the hospital. And he does not qualify for Medi-Cal. So are there any other options available out there, so that he can get the surgery he needs?
What the health insurance influences on? I would like to know if a pregnant women can be treated in different ways depending on her health insurance. I can imagine that different health insurances can cover pregnancy in different way. For example with some health insurance the woman cannot get some services which she could get with another health insurance. Is that true? I also can imagine that different health insurances can have a different network of medical providers which could have different level of services and qualification of staff. Is that true?
What do you pay in health insurance premiums per year? If you work full-time, how much of the cost is paid by your employer? Are family members covered in your health insurance policy? And, are you experiencing yearly increases of health insurance with less benefits. Is the cost of health insurance affecting your personal budget or standard of living? Anything else you might like to add would be appreciated.
What kind of health insurance plans do college and professional sports teams get? Do the athletes themselves have to make copayments and such as that for their own surgeries,doctor visits,etc. like the rest of us do? What about the coaches? Is it the same for them? If I can get some answers from anyone who has worked with health insurance,good!
How to keep Health insurance from being cut because of low hours? My sister is 6 months pregnant and just found out from her work today that her health care insurance is going to be cancelled this week because she is not making enough hours for her to keep her coverage. Is there anyway around this? Or any suggestions? She is married but her husband cannot add her to his coverage until enrollment period which is after her due date. He also makes to much to have medicade.
How do I go about getting health insurance? I work, but I work part time, I have alot going on right now in my life so I don't have time for a full time job. I may be pragrant but I'm not 100% sure yet. So how do I go about getting health insurance? I'm 19 years old, (I know too young to have a child and so forth, but please, I just need to know about the health insurance) Thanks in advance. Oh and I live in Baltimore, Maryland, if that helps.
What are the best health insurance options for independant business owners? A dear friend is purchasing a Salon soon. She has covered all her financial bases and made smart choices so far. HEr main concern now is health insurance. She has always worked for a company that provided insurance, with an employee contribution. She and her husband are african american, about 45 yrs old, the husband smokes, she does not. What are the options out there that are affordable? Cobra will do for now, but as you know, full health insurance premiums are very high, what reccommendations do you have?
What kind of health insurance does a business provide to its employees? Describe the measures they take in hopes to contain the cost of health insurance.
Health insurance for a person with a pre-existing condition in the state of Washington? My husband who is 35 and a contractor has a pre-existing condition. Does somebody know of a health insurance who takes members with pre-existing conditions in the state of Washington?
Will my Health Insurance sue the father of my baby for pregnancy-related expenses? I am 7 months pregnant, and my partner and I are not married for complicated reasons and will not be married when the baby is born. I recently heard that my insurance company (through my employer) might sue him for medical expenses related to the pregnancy (he doesn't have health insurance). Is this true? Has this happened to any of you?
How do the candidates expect to make everyone buy health insurance? Health insurance costs are extraordinary, Hillary and OBama want to force people to buy health insurance (and subsidize the costs for some) but they fail to address the reasons health insurance is so expensive. Medical malpractice insurance costs doctors more than most people make a year, and Insurance companies answer to their stockholders before their customers are two of the main reasons it is so expensive. It seems that insurance companies are the ONLY winners in the field of medicine. The democrat solutions to the "health care crisis" only masks the problem. Whimsey... it didn't work with car insurance did it? everyone is supposed to have it and the costs continue to soar. How will health insurance be different?
Is expanded health insurance coverage the answer to the health care issue in our country? I've seen some of the proposals by the presidential candidates advocating expanded health insurance coverage. Is this subsidizing health insurance companies? Are companies that are in business for a profit the best means for health care?
How much does health care insurance cost in America? Im planning on moving to America with my 2 children to live with my boyfriend, can anyone tell me how much health insurance costs?
Do you have to have health insurance when entering the Peace Corps? Do you have to have health insurance BEFORE entering and if you take their insurance for the Peace Corps, when does coverage begin? So when am I covered? Will I be covered as soon as I am accepted or as soon as I step foot onto foreign soil?
What Health Insurance do you Recommend for Retiring Cancer Survivor? My mom is over 60 and she is hoping to retire soon. However, is it true that health insurance costs almost $1000 per month for cancer survivors? She is in remission over 5 years.. She is currently only working to avoid high health insurance costs.
How do health insurance deductibles work? Basically, I'm looking to get new health insurance (my work insurance blows) and I have a choice between one that is $180 per month but with a 1,000 deductible and one that is $480 and has no deductible.
How does the health insurance work in the UK? Is there a government health insurance for every employee in the UK? How much do you pay per year? Is it deducted from your paycheck? Can you get additional health insurance? Are vision and dental usually included as a benefit from your employer? I am moving to the UK and would like to know a bit more about what to expect. Thank you!
What kind of health insurance should I get for my family? The health insurance i get from my job sucks, I'm paying $500 out of pocket per month. My wife and I are both young, barely go to the doctor if at all. The only reason I have insurance is for my 10-month old son's vaccinations and such. There must be a better type of insurance for me to get, any recommendations?
How can I get health insurance for my family member? My little cousin has absolutely no health insurance, and he has never even been to the dentist. Right now, he really needs extensive dental work. Unfortunately, his parents are ill-equipped to help in this situation, and he is not old enough to get his own insurance (nor is he old enough to work). Basically, it's impossible for his parents to get insurance for him, so I want to help him myself. Since I am not his parent, and our slight age difference makes it impossible for me to pretend to be his parent, I don't see how I can put him on my insurance. He doesn't really speak to his parents, so that makes it even more difficult to coordinate anything with them. I don't make that much money, so I couldn't possibly pay for the work solely out of my pocket. Some sort of financial assistance is simply a must. What can I do to help pay for this dental work?
How do you get health insurance if you suffer from depression? I have a friend who's been turned down for salary protection because he was once treated with depression. He's afraid now that he's becoming self-employed he's going to have trouble getting health insurance. Is there anything he should be doing to get covered?
How should I start going to the doctor - Received Health Insurance after 7 years with none? An odd question, but stay with me: I haven't had any health insurance for 7 years. Now, finally with a wonderful new job, my excellent health insurance benefits start tomorrow. There is so much that I need. When should I go to the doctor? I'm posititive they will find little things that I have had for a long time, but done nothing about - will they determine it to be a pre-exsisting condition? I mean, if I go the first day of my insurance, they will know that I had this medical condition before my insurance was in place - does that make a difference? I don't know how it works. Thanks!
What are some affordable Health Insurance Options in NYC for Latin American father and his child to be? My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?
What pet health insurance policies are recommended? My dog has been on the Banfield Wellness Plan for a few years, but I am discovering that it is not one of the best health plans. Her current plan only allows her to get treated at the Banfield Hospital that the plan was signed up under, and they don't have extended hours. They are always closed on Sundays and Mondays, and it's difficult to find a vet that doesn't charge too much for anything. I'm trying to look for a different pet health insurance plan where I can take her anywhere any time during the week or weekend.
How do you find affordable health insurance? I have a friend of mine who lives in Florida. He had open heart surgery a few years ago. After the surgery was done, the Dr walked in the room and told my friend he really never needed the surgery to begin with. He is trying to find health insurance and he is having trouble finding it because of his heart condition even though now he doesn't have one. Most of the health insurance companies want more then $1500 a month to insure him. How does he find affordable insurance in the US?
What is the best health insurance for a 25 yr old married couple? My husband and I are looking for health insurance. I grew up on Blue Cross Blue Shield but I don't know if that is an A rated company or not. Also, what benefits should I look for, what kind of deductible and what kind of q's should I ask?
What is the best health insurance after separation from the military? What is the best health insurance after separation from the military? I am pretty healthy, and for now I'm looking to stay cheap and just cover all the bases. I'm not married, but adding a spouse eventually is important.
How to Compare & Buy the Senior Citizens Health Insurance in India? I am 40 years old. I want to take Health Insurance Policy for my parents. Age of my Father is 68 & my Mother is 62. Health condition of both of them is good. I have lack of knowledge about Senior Citizens health Plan. I want Comparative Analysis of Senior Citizens Health Insurance to buy.
How to keep health insurance from being cut due to low hours? My sister is 6 months pregnant and just found out from her work today that her health care insurance is going to be cancelled this week because she is not making enough hours for her to keep her coverage. Is there anyway around this? Or any suggestions? She is married but her husband cannot add her to his coverage until enrollment period which is after her due date. He also makes to much to have medicade.
What to do if your application for health insurance coverage is denied due to lower back issues? I was denied new health insurance coverage in May 2007 because of lower back pain in January 2007 for which I received physical therapy. I have had continuous health insurance coverage for more than 2 years with no history of back ailments. If I reapply again now (for coverage starting in September), am I likely to be denied again? Is there anything I can do about it? My group coverage through work is very costly, and I'd prefer to have a more affordable plan.
Why is the co-pay for dental insurance more expensive than health insurance? I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?
What is a cheap health insurance option for entrepreneurs? Also going to Africa soon, what type of shots do you need, and how much are they if you dont have health insurance?
What is the best health insurance plan for a student studying abroad? My daughter is studying abroad in Rome this fall. She needs medical coverage for 3 months. Our health insurance policy does not cover her while in Italy. Any suggestions for a good student plan?
What health insurance do you recommend in Panama? I am a healthy male age 40 who travels on a regular basis who lives in Panama City, Panama. I am looking for health insurance - what do you recommend?
How can I get a health insurance that I can afford? I work full time and my husbant too but our jobs don't offer a health insurance. We hava just enough money to pay the mortgage, other bills and to survive the month. We would like to have a baby and the only thing that is holding us up is no insurance. I could only find family insurance that's over $500 a month and we could never afford that. And we make "too much" to qualify for help from the government. Does anyone know any affordable insurance or help from somewhere. Also, without $1000s in deductibles and coinsurance?
What is a good health insurance plan for a student? I am about to turn 23, and I will not be eligible on my parent's insurance plan anymore and I am now looking for new health insurance. My school does have an insurance plan, but it is $1800 annually. This seems pretty expensive to me. I am on no prescription medications with no preexisting conditions, and I am not overweight. I live in the Overland Park, KS area. Would you suggest applying online, or could you give any recommendations for websites?
Health insurance? A while ago I received an answer about health care in the future. In the answer, the person said that "health care should be an individual's responsibility." Personally, I would gladly give up social security to have a nice health insurance program when I become old and gray. Here's why. Recently, my wife had to have some minor outpatient surgery. By the time it was all done, the bills totaled $5500 (and this was minor). Fortunately, we have good insurance and we had only about $400 out of pocket. But, in the future, the percentage increase in health care far outpaces inflation. So, I estimate the same thing to cost about $35000. Most companies do not provide their employees with endless health insurance. This type of cost would certainly jack up insurance costs and out of pocket. How in the world does one plan for this kind of expense? Any opinions about this?
Health Insurance? Health Insurance? Hello, I currently have health insurance now with my job that I've been with for 6 years. However, I'm going to be leaving the job but do not want to be without health insurance. I do have a pre-existing condition, but not a major illness. I injured my ribs a couple of years ago and had to have surgery about 2 months ago. I'm looking for individual insurance, no network (I don't want to have to choose certain providers. That wouldn't work for me because my current doctor is one that is out of network, however it was approved by my insurance company to see the doctor), and I do not want a deductable. If I HAVE to have a deductable, I don't want it to be very high! (not $1,000!). Does anybody know any options for me?
Health Insurance? I am asking this question for a friend of mine. I already have insurance. My friend took a pregnancy test and was surprised when it came out pos. Anyway, she doesn't have health insurance so she hasn't made a doctors appointment yet. Were she lives there is a family planning and I told her to call them and go to them. I do know they have a health insurance you can get through them and what not. But I want to find a few different insurances she can look into and find the one that best fits her and her boyfriend's needs. I have heard of some people on here talking about an insurance that can't turn you down if you are pregnant. So I was hoping you all could help me and give me the names of insurances and hopefully a website that she could check out. Thank you for your time. Thank you medicaid is the one I was thinking about but didn't know the name of it. She is going to call family planning on monday. She is also going to ask them about it. Again thank you all.
Health Insurance? Hello, I currently have health insurance now with my job that I've been with for 6 years. However, I'm going to be leaving the job but do not want to be without health insurance. I do have a pre-existing condition, but not a major illness. I injured my ribs a couple of years ago and had to have surgery about 2 months ago. I'm looking for individual insurance, no network (I don't want to have to choose certain providers. That wouldn't work for me because my current doctor is one that is out of network, however it was approved by my insurance company to see the doctor), and I do not want a deductable. If I HAVE to have a deductable, I don't want it to be very high! (not $1,000!). Does anybody know any options for me?
health insurance? how does a student (college) go about getting health insurance? i used to be on my sisters insurance but she is currently not working there anymore and has lost her insurance, therefore am not covered anymore. How do i get health insurance?? thanks am currently not working, schooling full time.
Health Insurance? I need some advice...okay I will be graduating in May 08 and will begin working at a hospital as an RN and will get health insurance benefits, but as of right now I do not have any insurance. I was looking into some individual plans like from blue cross blue shield. My question is, should I go ahead and try to get health insurance and switch over when I start working or should I just tough it out and wait a few more months and get insurance when I start working?
Health Insurance? My mom had her gallbladder taken out few months ago and now she got the bill and her health insurance will not pick any of it up and she owes the hospital five thousand dollars. What is the best health insurance out there? Low monthly payment. My mom is not happy with the insurance company. This is my dads railroad insurance.
health insurance? Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin
health insurance? Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin
Health Insurance? Ok, this is related to that Civics Project question that I asked previously. Get info on the project on there. So, for the 28th Amendment, my partner and I agreed that we should do it related to Health Insurance. You know how some people don't have Health Insurance right, and medical bills can get PRETTY HIGH? Well, we thought that maybe the Government should pay at least a small percentage of the bill for the people. I saw this one show on TLC this morning "Quint-Essentials". This one lady had Quituplets, and their hospital bill was nearly $1 Million! They did have a volunteer donation thing, but still, it was a LOT of money to pay. So, we thought that if the govt. could pay maybe 5-10% of the total bill. Really, it's kindof like a Universal Health Care thing, that's what our teacher called it. We also can't change it now, so, yeah we're STUCK with it. Some opinons about our idea would be REALLY helpful! We want to make it REALLY good!! Thanks!!
Health Insurance? Can someone reccomend some good affordable health insurance policies for people who's work place does not have health insurance yet. I'm looking for something with good coverage that wont cost me an arm and a leg. Here is a list of things i want on this coverage in order of priority: 1.Mental Health Coverage (dont refer state and government run things because i fall through the cracks on their rules) 2.Dental (i love and want to keep me teeth) 3.Doctor visits (i dont go to the doc much even when i am sick)
Health Insurance? anybody got any good advice am looking for health insurance my husband retires soon and we will need to get our own Health insurance. looked at blue cross and health partners but it so expensive anyone no anyone more affordable ty for any info.
health insurance? i am 22 years old and i have no health insurance and a LOT of health problems. does anyone know any affordable health insurance plans that would cover pills or partial of the pills, doctor visits, or most of the doctor visit, and hospital bills. i live in new jersey
Health Insurance? ok we need health insurance,Is there any cheap health insurance in IL,we're not citizen but don't worry we're legal immigrants is there anyway to get one.I have 3 children 22years,17years,and 11years. my 11 years need insurance proof for her middle school. is there any way to get a cheap one? we've just been here for 1 1/2 years Thank you Please help
Health insurance? My job shut down and I lost my health insurance! I have a pre-existing condition called histoplasmosis. I got health insurance that covered me for 5 doctor visits a year but it won't cover for the tests I have to take on my lungs! Please help me if you know of any insurance that I can get to help me!
health insurance? I live in new york state. i currently have Fidelis. I just had a baby but my insurance is ending in the end of august. I have been having heart problems and cant afford the doctor bills after i have no more insurance. I live with my parents but they say my parents make to much money cause im only 20. But i pay for all my own bills, and they dont have any health insurance.. Soo my question is do you know of any health insruances that would help me out even though i live with my parents. I am just a waitress. I dont make much.
health insurance? My parents pay for my health insurance. My question is, I want to go to the clinic for birth control and I was wondering if I go and show my health insurance card, do the insurance company send a copy to my parents? I don't want them to know I'm going to the clinic
Health Insurance? Hi At the present time I'm on a cobra converstion plan with one major carrier that is very expensive. I just applied and got accepted to a private insurance plan that is very good from a major company. I have a few concerns. I'm 284lbs and on the app I said I was 265 lbs On my insurance app I forgot to mention that I had back problems. however I did mention I had sleep apena issues. Everything else was truthfull. 1. My question is once I'm in can they throw me out of my insurance policy once I have been accepted. 2. My broker told me every year health insurance goes up which is true Can they rase me more than other people on the plan. My broker says no is that true?
Health Insurance? I've recently changed jobs. The job that I have right now doesn't offer insurance at the moment. While looking for affordable health insurance I got injured playing soccer (I was diagnosed with torn ACL). Any idea what shoud I do now? According to the doctor the surgery can wait few months. Should I hide my injury from the insurance company and get the insurance, then after some time fix my knee etc? Please help.
Health Insurance? I was recently laidoff from my joband lost my health insurance. I have a mass on my lung and every time I apply for insurance with my pre-existing condition I get turned down or the cost for insurance be expensive. Can someone help me find some type of insurance that I can afford? By the way I stay in Georgia. Please help me I need to see a doctor!
Health insurance .......? i am about to take up health insurance but i am not sure how it works I recently contacted the BLF and they said that i have classic symtoms of Bronchiectasis, results from a chest x-ray revealed nothing and my doctor will not refer me to a chest physician because of this. If i do a CT Scan for my lungs privately will my new Health Insurance cover the cost ?
Health insurance? My current health insurance will be ending at the end of Feburary. I've been trying to find health insurance that will start coverage on the 1st of March. I have a pre-existing condition, and I'm currently on medication. Plus, I've had an operation within the last 12 months. Every quote I get is more than 200 dollars per month and I just can't afford that. I am struggling and don't know what to do. Does anybody have any suggestions for me?
Health Insurance? needing health insurance i can afford with things thesae days rising, and with also pre/ egsisting health issues. thier has to be something out there , I am young, I have some health issues but I ant dead.a cry for help.. thier muxt be answers i am not aware of. any? I am listening....
Health Insurance? I live in Georgia, I have PCOS and have no health insurance. Does anyone know of any low cost health insurance companies or plans. This medical condition really affects my life.
Health Insurance? I'm shopping for health insurance and am a bit confused by all the terms,Can someone tell me the difference between HMO's,PPO's,Network's,And Indemnity's and which is better? I just want coverage for myself,30ish,smoker,pretty good health.Anyone company better than the next? Also i would like to see any doctor i'd like or go to any hospital without having to worry about my insurance paying or not.. Thanks for any help
health insurance? I was wondering if any of you know of any good health insurance because I dont have any. Ever since I was 16 I didn't need it but now I do need health insurance.
Health Insurance? I got a new job and switched Health insurance. A few weeks into my new job I had an appendectomy, and the Health insurance company is stating I "maxed out" for the year, which leaves me with a $4900 bill. Is there any why I can keep from paying the excess amount?
Health Insurance? I am looking for health insurance without breaking the bank. What are good but inexpensive health insurance companies? I need good prescription coverage.
health insurance? i just knew that i can get free health insutance if my income is less than $ 24000, in loudoun county, va.actually i and my wife ,both are student and cant affored the health insurance so one of my friend toled that if we apply for free insurance we can get bcoz we have low income is it true and how can we get?
health insurance? My friend has a brain tumor, about the size of a golf ball. He is 19. It was diagnosed about 2 months ago. Yesterday, he went to the hospital and was supposed to be there until either he died, or could find away to do something about the tumor. They sent him home because he didn't have health insurance. Can doctors do that? REJECT a person's life because they don't have health insurance? They'll just let him sit there and DIE? I thought doctors were supposed to help you. Kenan says: im scared alainaxpwn.mp3 says: why :/ Kenan says: because i'm shaking uncontrollably Kenan says: I keep getting nosebleeds, and my head feels like its going to explode Kenan says: im having a hard time trying to breathe convo. He lives in Arizona, btw.
Health Insurance? I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance? Thanks!!!
health insurance? hello...i am 33 year old and going to school full-time. anyone out there know any cheap health insurance that i can apply for? i am mostly healthy but just in case. plus does the government support full-time students with at least health insurance? i am from memphis tn are. thank you!!!
health insurance? im a 19 year old college student and I want to know where I can apply for free health insurance. I have no parents and I live on my own. I tried to apply for medicaid but I don't qualify because you have to be pregnant or have a child. does anyone know of anything I can do. I want health insurance manily because I need new glasses (if that matters)
Health Insurance? I live in Georgia, I have PCOS and have no health insurance. Does anyone know of any low cost health insurance companies or plans. This medical condition really affects my life.
Health Insurance? I'm looking for a good Health Insurance company. I only need coverage for myself and I'm in good health. I really need insurance that actually comes through when I need my medical bills paid, not a company who will just pocket my money and charge me outrageous deductibles. I don't care about how much my monthly/yearly fees will be as long as it does that. If they have coverage for international travelers, that would be good too. Thank You. I'm sorry your answer isn't helping me. My last insurance company, which I had to let go, didn't just cover my city/state, it worked in all the place I lived, I travel frequently, New York,California etc.
Health Insurance? Is mental health covered in health insurance, or will i need to get a certain insurance plan?
health insurance? so i know a girl with a really bad heart disease and she lives in europe and wants to move to America ,how muche would be the health insurance for her. and whats a good web page for health insurance
health insurance? sometimes insurance doesnt cover some medical things. my mom said that she knew a man who had cancer in his eye and his insurance wouldnt cover it because they said it was comestic. does it depend on the company? and usually what other things does health insurance not cover?
health insurance? I'm trying to get health insurance for my local buddhist temple, there are 10 monks residing there. Is it possible to get them group insurance or small business insurance? I already know they can get individual but they want look at all possible options to save some money. They just want to pay a reasonable copay when they visit the doctor and when getting prescriptions. Thanks for any help.
health insurance? i have PPO option with a $1500 deductible with co-insurance (no co-pay). What does co-insurance mean? Would I have to bear the expenses for the 1st $1500 I spend for my health treatment/prevention? This is too much for me to bear- this insurance is worse than what I had when I was in school
Health insurance? I left my job about a couple of months back.Im actively looking for a job and hoping to land something by next month.Im eligible for COBRA benefits through my former employment.I still have time to elect or waive the COBRA coverage.Im not sure whether I should elect it.I definitely don't have any planned doc/hospital visit in the near future,so I need insurance only for unexpected events.I have time until Aug first week to make the election.I might get insured through my new employer before or roughly around the first half of August but it would be about 4 months since I lost coverage from my previous insurance plan if I do not elect COBRA.I don't know if that has any significance and I don't know what exactly is the HIPAA rights.I read somewhere that a break in health insurance for more than 63 days could mean losing HIPAA rights and also have some other consequences like pre-exclusion.My question is what are the pros and mainly the cons of electing or waiving COBRA benefits?
Health insurance? I need to get basic individual health insurance. I'm no longer covered by my dad's company's insurance provider because I am no longer a full-time student. I don't need prescription coverage because I can pay for those myself. I live in New Jersey and I need a policy that allows me to be covered all over the United States, because I will be leaving in 2 weeks on a broadway national tour, going everywhere from Florida to Washington state. All of the websites I have found on Google are confusing me, and I keep getting directed back to ehealthinsurance which gives me the same quotes for the same NJ-only insurance providers. No idea what to do now. Any advice? Thanks a bunch, I really appreciate it.
health insurance? I'm trying to get health insurance for my local buddhist temple, there are 10 monks residing there. Is it possible to get them group insurance or small business insurance? I already know they can get individual but they want look at all possible options to save some money. They just want to pay a reasonable copay when they visit the doctor and when getting prescriptions. Thanks for any help.
Health Insurance? Does anyone know where i can get health insurance for me and my baby? I signed up for maternity advantage and it will cover everything and when the baby is born the insurance will cover the baby for 30 days but what about after that? i work at macys and they are not allowing part time people become full time (trying to save money and not have to spend any on insurance lol). its hard to find full time jobs these days. any advice?
Health insurance? I've just turned eighteen and I have no health insurance, but I don't have a ton of money to pay for it. I've been having heart problems recently and I'm very afraid that my parents will get stuck with the bill if anything happens, and I don't want to put them in that kind of a situation. I still live at home and the rest of my family is covered, but their insurance declined me because I have a long history of an eating disorder. What is an insurance company that will cover me for maybe something like a student rate?
Health insurance? I left my job about a couple of months back.Im actively looking for a job and hoping to land something by next month.Im eligible for COBRA benefits through my former employment.I still have time to elect or waive the COBRA coverage.Im not sure whether I should elect it.I definitely do not have any planned doc/hospital visit in the near future,so I need insurance only for unexpected events.I have time until Aug first week to make the election.I might get insured through my new employer before or roughly around the first half of August but it would be about 4 months since I lost coverage from my previous insurance plan if I do not elect COBRA.I do not know if that has any significance and I do not know what exactly is the HIPAA rights.I read somewhere that a break in health insurance for more than 63 days could mean losing HIPAA rights and also have some other consequences like pre-exclusion.My question is what are the pros and mainly the cons of electing or waiving COBRA benefits?
health insurance? i have PPO option with a $1500 deductible with co-insurance (no co-pay). What does co-insurance mean? Would I have to bear the expenses for the 1st $1500 I spend for my health treatment/prevention? This is too much for me to bear- this insurance is worse than what I had when I was in school
Health Insurance? My fiance has medical covered at his job, but i am always afraid that he might lose it, or that we won't have medical when we need it. I'm not on his medical yet, but as soon as we get married i will be. Would it be wise for me to get health insurance from an insurance company until we get married? should i keep it after i get married also? what exactly is the purpose of it?
Health Insurance? I work full time and have health coverage through my job...I just found out that i am 5 weeks pregnant, I was just wondering when I am supposed to inform my insurance company? Just as an FYI, I have Independent Health, and live in NY.
Health insurance? I have a question about Health insurance. Now i am applying for Anthem blue cross blue shield insurance and i have three options : Basic PPO, Network Copay Plan and Enhanced PPO . I think to choose Enhanced PPO but I don't understand what is service inside Network and out of Network.
health insurance? im 21 years old i dont know anything about health insurance what affordable insurance would you recommend?? i want to get braces
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